Get Term Loan Repayment Certificate by CA – For Compliance, Loan Closure & Business Documentation
When a business takes a term loan from a bank or NBFC, proving proper utilization and repayment is often mandatory—especially during audits, funding rounds, or regulatory scrutiny. In such cases, a Term Loan Repayment Certificate issued by a Chartered Accountant (CA) becomes essential.
At Taxfixy, we offer quick, accurate, and bank-accepted Term Loan Repayment Certificate services, signed and verified by experienced CAs. Our certificates are accepted by financial institutions, regulators, tendering authorities, and auditors across India.
What is a Term Loan Repayment Certificate?
A Term Loan Repayment Certificate is an official document issued by a practicing CA certifying that a borrower has taken a specific term loan and has either:
- Repaid the loan in full
- Is regularly repaying the EMIs as per schedule
- Has utilized the loan for the declared business purpose
This certificate provides clear details about the loan amount, lender name, repayment status, and balance (if any), and serves as a reliable financial document for compliance, audits, or further financing.
Who Needs It?
This certificate is especially useful for:
- MSMEs and SMEs closing or repaying term loans
- Businesses seeking additional loans and needing credit clearance
- Contractors participating in government tenders
- Startups applying for investor funding
- Companies facing tax or statutory audits
- Clients submitting documentation to regulatory bodies (like SEBI, RBI)
- Project-based companies with term loans from public banks or NBFCs
If you are closing a bank loan or submitting proof of compliance with fund usage, this certificate becomes a must.
What Information Does the Certificate Contain?
A professionally prepared CA-certified Term Loan Repayment Certificate includes:
- Name of the borrower (Company/Firm/Individual)
- Details of the lending institution (Bank/NBFC)
- Loan account number
- Sanctioned loan amount
- Purpose of the loan (as declared in sanction letter)
- EMI start and end date
- Total amount repaid till date
- Outstanding balance (if any)
- Status: Repaid in full / Ongoing repayment
- CA's signature, membership number, and firm seal
Optional additions may include loan closure date, NOC from bank, and utilization declaration.
Documents Required
To issue a Term Loan Repayment Certificate, our CA will need the following documents:
- Loan sanction letter from the bank
- Loan account summary or repayment schedule
- Loan statement from bank/NBFC (last 6–12 months)
- Proof of fund utilization (invoices, ledger, or bank statement)
- Declaration from the client (if required)
- PAN and business details of the borrower
We may also coordinate directly with your bank if needed, for verification purposes.
Why Choose Taxfixy?
At Taxfixy, we understand that financial documentation must be timely, accurate, and regulator-ready.
Here’s why thousands of Indian businesses trust us:
- Experienced and verified Chartered Accountants
- PAN India online service
- Fast turnaround (within 24–48 hours)
- Accepted by all major banks, NBFCs, and audit firms
- Custom formats for specific use-cases (tender, audit, etc.)
- Confidential and secure handling of your data
- Affordable pricing with no hidden charges
Whether you're in Delhi, Mumbai, Bangalore, Kolkata, Ahmedabad, or a Tier-3 city—we serve you fully online, hassle-free.
Process – How to Get Started
- Call or WhatsApp us at +91 7048914151 or email at support@taxfixy.com
- Send us your loan documents and repayment summary
- Make the secure online payment
- Our CA will verify, draft, and certify the repayment certificate
- Receive your CA-signed PDF within 24–48 hours (hard copy available if needed)
When is This Certificate Required?
- During submission of loan closure documents to other banks or regulators
- While applying for a new loan, showing clear credit history
- For audit purposes (statutory/internal)
- As a compliance proof in tenders or public projects
- For foreign remittance or FEMA filings
- For investor reporting during due diligence
Where Is It Accepted?
- Public and private banks
- NBFCs and micro-finance institutions
- Government departments (tenders/contracts)
- Auditors and CA firms (for company audits)
- Investors and legal institutions
- Financial due diligence agencies and consultants
Request Your CA Certificate Today
Need a valid, CA-certified Term Loan Repayment Certificate for any purpose? We’re here to help.
Email: support@taxfixy.com
Call / WhatsApp: +91 7048914151
Website: https://taxfixy.com
From document collection to CA certification—we handle everything quickly and professionally.
Taxfixy – India’s most trusted online platform for CA certification, compliance, and business documentation.
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